Bintang Capital
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— Financial Education

A Considered Approach to Your Financial Years Ahead

Structured courses for Singapore residents in their forties and beyond — covering CPF planning, retirement income, and investment instruments that suit this stage of life.

Licensed Advisors
Small Cohorts
MAS-Compliant Content
+65 8427 1963 [email protected]

— Our Courses

Three Programmes, Each Built for a Different Chapter

Mid-life financial planning

6 Weeks · S$170

Navigating Mid-Life Finances

For those in their forties who want to revisit their financial position calmly. We cover personal balance sheets, CPF account structure, retirement timelines, and household income planning — each session paired with a workbook and group discussion.

  • Personal balance sheet workshop
  • CPF OA, SA and MA review
  • Personal summary document on completion
S$170 Enquire
Dividend and bond investing

7 Weeks · S$265

Income Planning with Dividend and Bond Instruments

A structured look at building a modest income stream using dividend equities, SGX-listed REITs, Singapore Savings Bonds, and fixed income funds. Draws on local market examples and discusses fee impact and reinvestment considerations honestly.

  • SGX REITs and SSB coverage
  • Historical yield behaviour
  • Sample portfolio group discussions
S$265 Enquire
Annuities and CPF LIFE planning

5 Weeks · S$385

Understanding Annuities and CPF LIFE

A detailed examination of CPF LIFE payout options — Standard, Basic, and Escalating — alongside private annuity products in Singapore. Includes the role of SRS and a personal CPF LIFE planning worksheet, plus a live Q&A with a retirement specialist.

  • CPF LIFE plan comparison
  • Private annuity products reviewed
  • Retirement specialist Q&A session
S$385 Enquire

— Why Bintang Capital

What Makes These Courses Worth Your Time

Paced for Considered Thinking

Sessions are spaced to allow reflection between weeks. No information flood — each topic builds on the last.

Singapore-Specific Content

All examples, instruments, and regulations are drawn from the local market. CPF, SGX, MAS guidelines — not generic theory.

Licensed Instructors

Courses are facilitated by professionals who hold relevant licences and carry practical experience in the local advisory environment.

Small Group Format

Cohorts are kept deliberately small so that group discussions remain meaningful and instructors can address individual questions.

Practical Workbooks

Each course includes structured workbooks that participants keep for reference long after the programme ends.

Balanced, Impartial Perspective

We do not sell financial products. Our role is to inform, not to direct. Participants leave with understanding, not sales pressure.

— Take the Next Step

Ready to Understand Your Financial Position More Clearly?

Reach out and we will help you find the course that fits your current situation. No obligation, no pressure.

Send an Enquiry +65 8427 1963 [email protected]

— Common Questions

Answers Before You Decide

Who are these courses designed for?
Our programmes are put together with working adults in their forties and fifties in mind — people who have been building careers or raising families and now want to revisit their financial standing with a clearer head. Prior financial knowledge is not needed.
Are the courses conducted in person or online?
Courses are currently conducted in person at our Raffles Place office. Small group settings support the discussion-based format. We may offer hybrid options for future intakes — please enquire for current scheduling.
Do I need to bring any prior knowledge of investing?
No prior investment experience is needed. Each course starts from first principles and builds up. Participants who already have some background often find the structured review of CPF mechanics and local instruments particularly useful.
Will I receive advice tailored to my personal situation?
These are educational programmes, not personalised advisory services. You will gain the vocabulary and framework to evaluate your own situation. Instructors can help clarify concepts during sessions but are not providing personalised financial advice.
How large are the course cohorts?
Cohorts are kept to between eight and fourteen participants. This allows for genuine discussion and ensures instructors have time to address individual questions during each session.
What is the refund policy if I cannot attend?
Cancellations made more than seven days before the start date are eligible for a full refund. Within seven days, we can transfer your enrolment to the next available intake at no additional charge. Please contact us to discuss your situation.
Are the courses recognised by any professional body?
The courses are developed with reference to MAS regulatory frameworks and delivered by licensed professionals. They are educational programmes rather than accredited qualifications, and participants receive a completion certificate from Bintang Capital.

— Location

Our Office in Raffles Place

— Contact

Get in Touch

Contact Details

Address

50 Raffles Place, #22-04
Singapore 048623

Office Hours

Monday – Friday: 9:00 am – 6:00 pm
Saturday: 9:00 am – 1:00 pm
Sunday & Public Holidays: Closed

Send an Enquiry

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